1. Savings Road Mortgage Group recognizes and respects our customers' rights to financial privacy

In the course of our business, you may provide us with confidential information concerning your financial affairs and we understand and appreciate the importance of maintaining the confidentiality of that information.

We strive to meet the highest standards in the conduct of our business and therefore observe both the letter and the spirit of the law surrounding customer privacy issues. Maintaining the confidentiality of the information you entrust with us is a responsibility we take very seriously. We collect, maintain, use and share information about you only where we reasonably believe that it will help administer our business or provide products, services and other opportunities to you.

2. Amendments
By accessing or using the Savings Road Mortgage Group Web site, you agree to the terms of our Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. Savings Road Mortgage Group reserves the right to change the Privacy Policy at any time without prior notice at its sole discretion. Your use of this site will be subject to the most current version of the Privacy Policy at the time of such use.

3. Information
You will remain anonymous during your visit while you are browsing the Savings Road Mortgage Group web site. Should you decide to apply online with us, however, you will be asked for standard identification information and financial data required to fill out any mortgage application.

You will NOT need to supply your social security number on the original intake form. Once we contact and discuss your loan situation, we will then need to gather further relevant information, one of which would have to be your social security number. Obviously over a secure connection.

We will only disclose information collected about you to our authorized agents (like underwriters, appraisers and title companies) for verification, loan processing and settlement purposes. We do NOT rent or sell customer information to any third party. You will not receive solicitations or unauthorized communications from any of our authorized agents. The use of credit report information obtained by Savings Road Mortgage Group is governed by the federal Fair Credit Reporting Act and Applicable State Law.

Savings Road Mortgage Group may disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on Savings Road Mortgage Group or the site; (b) protect and defend the rights or property of Savings Road Mortgage Group, the site or the users of Savings Road Mortgage Group and (c) act under circumstances to protect the personal safety of users of Savings Road Mortgage Group, the site or the public.

4. Security
All pages that request personal information in this site use SSL (Secure Sockets Layer) 128-bit encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted during transmission over the Internet. Encryption turns your personal information into an incomprehensible stream of letters, numbers and symbols. Even if someone were able to intercept your data, it would be meaningless gibberish. When we receive your information however, we have the key to ‘decode' the data back into its original form. Once the data is received, it's stored in a database behind a ‘firewall,' (a secure operating environment not available to the public) which prevents any unauthorized access.

NOTE: Some of the pages in the online application load non-secure images or non-secure data, before they are displayed. Your browser may alert you that a page has non-secure items on it. Do not be alarmed. This does NOT mean the data you are submitting is non-secure. All submission of data is secure and encrypted, as mentioned above.

5. E-mail
Any information you provide through e-mail exchanges with Savings Road Mortgage Group is not protected or encrypted. Although Savings Road Mortgage Group securely stores these e-mails, we cannot guarantee the security of their transmission. You should always be careful when distributing your personal information in this manner. It is our policy not to include sensitive information in e-mail exchanges with our customers.

6. Links
The Savings Road Mortgage Group's web site contains links to other web sites to provide additional sources of information or services that may be helpful to consumers seeking financing. Please be aware that our Privacy Policy does not apply to these linked sites, and we are not responsible for the integrity or reliability of their content or services. We encourage you to read the posted privacy statement whenever interacting with any web site. Any inclusion of hyperlinks to other sites does not imply any endorsement of the material or any association with their operators.

If you have additional, questions about privacy please contact us in writing at the following address: Savings Road Mortgage Group, Attn: Privacy Policy, 5433 Westheimer, Suite 825, Houston, Texas 77056.